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19 Financial Secrets That Most Seniors Never Hear About

Posted by John Collins - 3 Days Ago

Washington: Did you know that most seniors unknowingly overpay for everything? From auto insurance to prescription medications to groceries, you’re probably spending more than you should. But how would you know? They don’t tell you. The fact of the matter is, most companies actually offer secret discounts to seniors, all you have to do is ask. To stop you from spending more money than you should, we’ve put together the ultimate list of 19 places that you’re entitled a discount to. Remember, if you want to save, you simply have to ask.


19. Seniors: Here's The Guide To Enjoy Life At A Discount

We all love to go out and enjoy ourselves. But did you know that you can earn discounts just by having fun? If it sounds too good to be true, think again. We’ve gone ahead and put together a list of fun entertainment options that offer discounts to seniors. Check it out!
  • AMC Theaters: 30% for seniors 60+
  • Regal Cinemas: 30% off for seniors 60+
  • Kindle E-Books: AARP members save 50% off
  • Ticketmaster: Seniors 65+ enjoy reduced prices on tickets (discount varies per ticket)
  • US Museums: Seniors 50+ enjoy discounts and special offers at museums. (discount varies depending on museum)

18. Born Before 1964? Get $3,588/Year Off Your Mortgage With The Lucrative “RaTO” Program

Still unknown to many homeowners is an amazing program called Rate and Term Option (RaTO) that could benefit millions of Americans and reduce your payments by as much as $3,588 per year! You can bet the banks aren’t too thrilled about losing all that profit and probably secretly hope homeowners don’t find out before the rules change. So while the banks happily wait for this program to end, experts are making a nationwide push and urging homeowners to take advantage of this amazing program. This program is currently active as of 2021, but as everything the rules may change soon. But the good news is that once you’re in, you’re in. If lowering your payments, paying off your mortgage faster would help you, it’s vital you act now and see if you could qualify for RaTO or a better rate in today’s marketplace.

17. Sera CBD Gummies: The Natural Solution For Your Health

Do you suffer from the following: Joint pain, arthritis, diabetes, or even frequent headaches? If so, we all know the burden it can cause. Luckily for you, there’s been a recent medical breakthrough that surprises even doctors across the country. Sera CBD Gummies. This natural remedy is helps to relieve joint pain, arthritis, autoimmune disorder, diabetes, high blood pressure, prostate, Alzheimer’s, nausea, inflammation, etc. This groundbreaking CBD works like magic and is the most powerful CBD on the market, helping you to feel like yourself in no time. And the best part, it’s extremely affordable. Join Millions of other seniors in taking their life back today!

16. Stop Paying For Home Appliance Repairs

Many seniors don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who has hundreds or even thousands available at a moment’s notice for unscheduled repairs? For this reason, many homeowners are getting this new Home Warranty Program, and they’re ending up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs – they’re all covered! If there’s something they can’t fix, most likely they will replace it.

15. Styletto X: Finally A Hearing Aid That Actually Works

Are you one of the 48 million Americans that struggles with hearing loss? Are you like many and think your hearing aids are too big, uncomfortable, and don’t actually work? Well finally, there is a revolutionary solution for all of us… Styletto X. Styletto X is a first-of-its-kind Bluetooth hearing aid that is virtually invisible and clinically proven to deliver better than normal hearing…even in crowded environments. . And the best part…its affordable and easy to get! Who says hearing aids have to be clunky and expensive?

14. Miracle Sheets - Self Cleaning and Cooling Sheets

You spend 1/3 of your life, in your bed sheets. Bacteria, dust and oil from your skin accumulates in your bed, which can have negative consequences. The makers of Miracle Sheets came up with a creative solution to keep your bed clean and bacteria free. They use an advanced all-natural silver infused cotton fabric that fights 99% of bacteria. Of course you can't feel the silver, all you feel is luxurious supima cotton, this is essentially self-cleaning between washes. They are very effective solution to fight off smells and maintain freshness.

13. Starscope Monocular – See Everything In A New Way

If you like to camp, hunt, attend sporting events, or just like to be outdoors, then you need Starscope Monocular. This fantastic device will allow you to see life up close…..from miles away. Unlike your average clunky binoculars, Starscope Monocular is lightweight, waterproof, and can fit in your pocket to be taken anywhere, without the hassle. Starscope is made with multi-coated optical glass to fog-proof the lens, ensuring your up-close experience is unmatched. So imagine, being able to clearly see animals from a distance, NFL athletes up close, or the texture of the moon when stargazing. If you’re like most Seniors, you’ll never leave your house without your Starscope Monocular. For a limited time, you can get 50% off

12. Save Up To 50% On Your Car Insurance

You might not know but a lot of insurance companies offering savings for people with good driving records. One way to find affordable rates is to compare insurance plans on this website. Lot of people are already taking advantage of this free service and saving up to 50% each year! Also don't forget that if you cancel your current policy before the end date, you're usually entitled to a refund of the remaining balance.

10. LumiGuard – The Brightest Solar-Powered Floodlight You Can Put Anywhere. No Electricity Needed!

Are you tired of outdoor lights that need a source of electricity or need their batteries replaced often? Now you can illuminate any and all dark outdoor areas of your home with LumiGuard! LumiGuard is a solar-powered floodlight equipped with 20 LED lights that are bright enough to light up even the darkest areas of your home. Equipped with motion sensors, this floodlight is the perfect solution for anyone who wants the safety and convenience of high powered floodlights without the expense of professional installation. Order today and receive next day shipping for a limited time!

9. CircaKnee - Compression Knee Sleves

If you have knee pain, you may be taking multiple medications, with little relief. CircaKnee takes a more wholistic approach of knee pain, that is working for many people. One of the biggest mistakes people make with knee pain is to limit movement of the affected joint, which leads to stiffness and weakness that only makes matters worst. The Circa Knee Compression Knee Sleeve relieve and protect your knees from discomfort and inflammation, while still allowing you to move your knee. It's a great way to get on your feet again, while managing the pain.

8. Nuubu - Japanese Detox Patches

The ancient Japanese know that the feet are full of the most sensitive nerve endings and body energy centers. All body systems flow through the feet. But when was the last time you took proper care of your feet? Nuubu feet patches are special patches that are made from various herbs — a century-old solution the Japanese had believed to stabilize blood flow in the feet and help reduce the number of harmful elements accumulated there. You really have to see them to believe it.

7. Muama Instant Language Translator - Talk To Anyone In Most Languages

We are finally breaking down the language barrier around the world. This cool device helps you communicate with anyone in any country around the world, and it's small enough to fit in your pocket. Speak into the Muama translator and it will translate for you, into the selected foreign language of choice. Let the person you are speaking with, do the same, and you can have a full-on conversation with people that speak two different languages! These are essential for international travel, I wouldn't leave the country without mine. Amazing times we are living in now.

6. How to Get Rid of a Timeshare

We’ve all been there. It sounded like a dream come true during the pitch. Maybe you even got a few good uses out of it, but with annual maintenance fees hovering near $1,000 and a difficult booking process, many timeshare owners have come to regret their “investment.”

Here’s some exciting news: you can get out of that burdensome timeshare with the help of Smart Timeshare. The national network of experts at Smart Timeshare has helped thousands of people exit their timeshares each year, and right now, they are offering a free consultation to help you review your options.

5. Get Government Rebates To Go Solar And Cut Your Energy Bill

Did you know you can significantly reduce your monthly electric bill by going solar? If you live in a qualified zip code, you can get great rebates just by going solar! . Thanks to a little-known federal program called the Solar Income Tax Credit, homeowners who live in specific zip codes are getting thousands in rebates to install solar panels. Many people were shocked that subsidies and rebates can cover a good percentage of costs associated with installation, so it could cost very little to have done. Learn more about this program and check if your zip code qualifies.

4. FREE Membership to Senior Perks

Senior Perks membership gives you access to huge discounts, deals, coupons and more. Sign up below to get the latest deals on healthcare, home appliances, electronics, groceries, restaurant discounts and much more. Membership to Senior Perks is completely free (no strings attached). When you sign-up you will get a free e-mail newsletter updates sent to your inbox with the latest discounts and deals. To join the Senior Perks Senior Living email newsletter, powered by ArcaMax, simply enter your e-mail below and click “SUBSCRIBE”:

3. Negotiate Your Current Credit Card Debt Down to Fractions

Stepping into retirement can be pretty daunting. Doing it with existing credit card debts can make it even more of a challenge. Debt Settlement allows you to combine all your credit card debts into a single monthly payment. Generally this allows for much lower payments on a monthly basis than the sum total of the separate debts – making life a lot more manageable. Freedom Debt Relief will walk you through the process making it simple and painless. If you have more than $15,000 in debt then this is something you should do right away, compounding interest is NOT your friend.

2. ClipperPro - The High Quality, Easy Way to Cut Nails for Seniors, Kids and Anyone Who Wants Beautiful Nails!

The easiest and most scientifically ergonomic way to cut your nails. Don’t struggle with low-quality, dangerous scissors and nail clippers that are sold in discount stores. Badly made mass-produced nail cutting clippers are little more than toys. ClipperPro is an extremely high-quality nail cutting instrument that was designed by orthopedic surgeons. It will make cutting even the toughest nails easy and painless. Thick nails, ingrown nails, tough nails will cut like butter and not hurt your hands!

1. InfinitiKloud - Backup Your Entire Phone In 1 Click

Problem: Every year millions of American's lose their precious memories by having phone malfunctions or simply even their phone getting lost. Same goes for your computer, hard drive failures are extremely common, and if you don't have a backup of your photos and videos, they are gone forever. Solution: InfinitiKloud is helping people to protect their crucial and memorable photos, videos, and documents. Simply plug this small device into your mobile phone, tablet, or computer and hit the red start button. InfinitiKloud will back up all of your files on the device within minutes. Then you can plug it into any other computer and restore all of your files easily.

New Arrivals Just For You!

DocSleeves - Support Your Muscles Daily

Many knee sleeves and braces restrict you from moving around and doing what you need to do. Some even cause pain if you try to walk, yikes! Take back your mobility with DocSleeves! DocSleeves apply stable pressure across your knee joints to provide you with the comfort and support your body needs. DocSleeves is the sleeve your knees have been needing all along! DocSleeves is great for any activity that puts pressure on your joints as it allows for great breathability and provides just the right amount of compression. Snag your own DocSleeves today and enjoy the activities you love to do!

BuzzBGone - Get Rid of Those Nasty Mosquitos

It's about that time of the year, when the mosquitos are relentless. Typically people use special candles or bug spray to fight them, but I bet you never heard of the BuzzBGone? The BuzzBGone is a special type of device that attracts then sucks mosquitos into an inescapable vortex. Thats right, no strange smelling candles, or spraying yourself with chemicals to keep them at bay. Best part is, its very affordable only $40.

NeckRelax - Finally, Real Relief for World Neck Pain Sufferers—Even if Nothing Else Has Worked!

Neck Relax is a state-of-the-art portable neck pain massager. This small device helps to stimulate and relax muscles along your vertical spine – feels better than a massage! This allows you to get fast relief wherever you are. Neck Relax can be used from the comfort of your own home or office. This cutting edge tech combines ultrasound technology combined with infrared heat and electro stimulation. It's remarkably effective.

Huusk Japan - Samurai Standard in Kitchen Knives

Did you know that the most dangerous tool in the kitchen is a blunt kitchen knife? When a knife is not sharp, you have to push it through food rather than safely slicing. The Japanese are famous for their high quality and edge retention on their knives. Huusk knives have taken this innovation to the next level. With their ergonomic design, and sharp blade, they are designed to help you cook properly and safely. For our readers Huusk is offering 50% off their flagship knife.

Save up to 70% on Life Insurance

Unfortunately, as our age increases so do our premiums for life insurance. In fact, typically the premium amount rises 8-10% for every year of age. For senior citizens, rising life insurance policy costs can add up significantly. Many senior citizens also have a hard time qualifying for a new policy once they reach a certain age. The best way to get the cheapest life insurance policy possible is to compare quotes from multiple carriers the same way you would do with car insurance or cell phone plans. National Family is a great resource to use for just that. They will automatically use your information to find you the best life insurance policy for your needs at much lower prices.

Get A Walk-In Bathtub At A Big Discount

Walk-in tubs are designed to satisfy the needs of seniors, the disabled, handicapped or anyone with mobility challenges. Statistics say that falls occur in your bathroom more often than in any other room in your house. The Center for Disease Control tells us that two-thirds of bathroom injuries happen near your tub or shower. Usually, they occur when you step over your tub wall or slip on a wet floor, or when you lean on a glass door that wasn’t designed to support your weight. These bathroom injuries increase after you turn 65. Often when your eyesight starts to fade, and you have less mobility and balance. The bottom line? One in three adults over 65 experience falls each year. Right now, many Walk-in Tub manufacturers are offering big discounts to seniors. You can get a free quote on a Walk-in Tub by visiting this website.

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